Vendor analysis
For each of the evaluated vendors, we have done our best to provide accurate information through a combination of research and conversations with company representatives. This section of the document summarizes some of the more important vendor differences to inform your decision making. For all the details, see the appendices:
Appendix I: Vendor evaluation of key considerationsAppendix II: Vendor Evaluation of Supplemental ConsiderationsVendor overview
Vendors Evaluated
Name, website, and last date updated in this document
Headquarters
Founded
User Base
Best for
New York, NY
2015
Financial services, banking
KYC/AML compliance, fraud prevention
Palo Alto, CA
2014
Financial services and marketplaces
KYC compliance; address and age verification
Seattle, WA
2012
Online lending, retail banking, ecommerce and marketplaces
Identity records for dynamic PII
Dublin, Ireland
1996
Government partners, financial services, online lending
KYC compliance, fraud prevention, identity records
McLean, VA
2010
Government partners, retail, online healthcare
Identity records
Idemia
https://www.idemia.com
5/4/2021
France
2007
Government partners
Identity records
Tallahassee, FL
2003
Financial services, banking, retail
Identity and age verification
San Francisco, CA
2017
Retail banking, credit card issuers, all types of lenders, and fintech
Synthetic fraud detection & analytics
New York, NY
2012
Retail banking, credit card issuers, and remittance providers
Fraud scoring and analysis
A federal alternative: Login.gov
There is an identity proofing vendor that falls outside of the scope of this document, but that is likely to be of interest to readers: Login.gov, provided by the federal government. The single-sign-on service was launched by the General Service Administration in 2017, providing two-factor authentication, fraud detection, and Identity Assurance Level 2 (IAL2) under NIST-800-63A. It was initially available only to federal agencies, with a FedRAMP Moderate ATO, with customers including the Department of Defense, the Department of Homeland Security, the Department of Energy, and the Department of Transportation. At the end of 2020 they were granted permission by the White House Office of Management and Budget to accept state agencies as customers.
Login.gov is not a drop-in identity proofing vendor. They perform identity proofing, but only as a component of a user registration process within Login.gov. For employment agencies to use Login.gov for identity proofing, they need to replace their entire authentication flow with Login.gov, integrating it via OAuth 2.0 or SAML.
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